Motor Insurance Core Cover/Defined Events
You have several car insurance options, depending on your circumstances and those of others likely to drive your car.
- Comprehensive
- 30+ Plus Nominated Driver Cover
- Third Party Only
- Third Party Fire & Theft
For new cars, a new car replacement option
Insure your brand new car with ISInsured within 2 years of purchase, and if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).
Additional benefits
| Benefits Include |
Comprehensive* |
Third Party Only |
Third Party Fire & Theft |
| Accidental loss or damage to your vehicle |
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| Loss or damage caused by fire or theft |
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| A 14 day hire car following theft |
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| Windscreen or window glass breakage cover option |
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| 4 year new car replacement option |
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| Finance Gap cover |
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| Repairs or replacement of single box trailer |
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| Towing costs following loss or damage |
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| Essential temporary repairs |
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| Cover for personal items damaged in an accident |
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| Hire car after accident option |
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| Emergency accommodation and transport costs |
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| Uninsured motorist benefit |
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| Legal liability for damage caused by your passenger to another person's property |
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| Legal liability for other people driving your vehicle |
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| Legal cost incurred in relation to legal liability cover |
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How you can save
With ISinsured there are many ways to reap the rewards of premium discounts.
A choice of Excess - Your excess is the initial amount you have to pay yourself if you make a claim. We offer variable amount excesses: The higher excess you choose, the lower the premium you’ll pay.
Multi-policy discount - Once you have one ISinsured insurance policy with us, we’ll give you a discount on each additional ISinsured policy.#
No claim bonus - If you’ve been claim-free for a period of 12 months onwards, you may qualify for a no-claim bonus of up to 60% off the base premium.
From applying for cover to making a claim, ISinsured ensures things are as clear and straightforward as possible.
You can apply online or by phone. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).
If you do need to make a claim QBE has a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.