Safeguard your greatest asset

Underinsurance is a critical issue in Australia with 81%1 of homeowners and renters being underinsured. In the event of a catastrophe like fire, storm or even theft and vandalism, no one wants to find out too late that they don’t have sufficient cover in place.

Our home insurance policies offer the Building Sum Insured Safeguard. So if you make a claim and your Buildings Sum Insured is not enough to cover your loss we will pay up to 30% more than your sum insured.

ISinsured’s Home Cover and Home Cover Prestige are part of a full range of insurance solutions to give you peace of mind, knowing your valuables and assets are protected..

Home Cover

Home Cover is ISinsured’s building, contents and valuables insurance plan that can protect any or all of these scenarios.

Home Cover provides peace of mind that if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced. Where items are replaced it will usually be on a “new-for-old” basis, regardless of the item’s age.

Home Cover Prestige

Less drastic mishaps take their toll as well. It’s amazing how much damage can come from balls flying through windows, paint spills and other spontaneous acts of fun or fancy.

Home Cover Prestige provides greater cover in addition to the specific events listed here, such as power surges, malicious damage and accidental loss or damage to home and contents at the insured address.